I don't really have a product like that, I'm quite happy leaving the house barefaced but the one product I reach for whenever I feel super lazy is my kohl. It's from India and it's the best I've ever used, if I want it to smudge, it smudges, if I want to have a neat line, I get a neat line. I can even do smokey eyes using just that.
Not bad for a product which cost £0.20p.